Our Frugal Philosophy: Why We’re Okay With Being “Just Average”

Let's set the record straight. We are not millennials. Neither of us earn super-high salaries. We share no ambition to climb Mount Kilimanjaro nor do we wish to create our own empire. We are just two average Gen Xers looking to retire by the age of 55. And what we desire is simple: Financial Independence We … Continue reading Our Frugal Philosophy: Why We’re Okay With Being “Just Average”

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March 2018 Progress Report: 1896 Fire-Boxes, Trade Wars, Income Reveal, and a Bunch of Other Nonsense

Easter is now behind us and I hope you all had an enjoyable day. We had some family over and I spent the day cooking a frugally delicious feast. We had orange glazed ham, honey glazed carrots, and a mixed green salad with goat cheese, fresh raspberries and glazed pecans. I also made Mr. FE's … Continue reading March 2018 Progress Report: 1896 Fire-Boxes, Trade Wars, Income Reveal, and a Bunch of Other Nonsense

Mr. FE’s Accountant and Facing My “What If” Fears

When it was confirmed this past January that I had a small pancreatic tumor, I became anxious. I am a high-strung individual to begin with and hearing this didn't help. But I'm not worried about me. Modern medicine has come a long way and we caught it early. It's Mr. FE I'm concerned about. Mainly … Continue reading Mr. FE’s Accountant and Facing My “What If” Fears

Thoughts on the New Meet the Frugalwoods Book and Why Transparency Matters

Although mostly positive, a handful of the reviews on Amazon for the newly released book Meet the Frugalwoods: Achieving Financial Independence Through Simple Living by Elizabeth Thames caught me completely by surprise. I've been a regular subscriber to the Frugalwoods.com blog for over a year now.  I find Mrs. Thames writing to be eloquent and … Continue reading Thoughts on the New Meet the Frugalwoods Book and Why Transparency Matters

What Financial Independence Means To Us

The standard definition of financial independence is to have sufficient personal wealth to live off of, without the need to work in order to cover ones expenses. In other words, in order to achieve financial independence, your assets will need to generate an income that is greater than your expenses. But what does financial independence … Continue reading What Financial Independence Means To Us

When Life Gives You Lemons

Most of us have heard the aphorism "when life gives you lemons, make lemonade". Well, it's now time for us to make some lemonade. Last Friday I lost my job and was among 120+ others who lost their jobs as well. This happened because the parent company I had worked for was acquired by another … Continue reading When Life Gives You Lemons

Coffee Pod Armageddon And The Perfect Frugal Brew

Last Christmas we received our very first pod coffee maker as a gift from my parents. It looked beautiful all shiny and black, and when we took it out of the box, several cute little round coffee pods spilled out with it. Back then I was a newbie in the world of frugality, and I … Continue reading Coffee Pod Armageddon And The Perfect Frugal Brew

Frugality Is A Choice, Not A Punishment

Just three years ago "frugality" wasn't even a word in our vocabulary. We preferred the high life, and back in those days, we probably would have laughed at the word and associated it with people who were cheap. We wore high-end clothing - We used to visit Copley Plaza so we could shop at the … Continue reading Frugality Is A Choice, Not A Punishment